We built the programmable banking platform banks will need for the decade ahead.
Meet our team and learn our story.
Our story
Paywhere was conceived and built by a founding team with decades of collective experience at the intersection of financial markets, technology, communications, and regulatory complexity.
The team has deep expertise in high-performance distributed systems, capital markets infrastructure, fintech product leadership, and tech-focused marketing and communications. They have built platforms that process tens of billions in monthly volume, scaled API-driven payment products across global markets, and helped technology companies find their voice in competitive industries.
Paywhere saw programmable banking coming before it had a name.
In 2025, Paywhere identified something the market had not yet named.
AI agents and software programs were beginning to rapidly automate the financial workflows that corporate clients had always managed manually. This was going to be a sea change for banks and credit unions. The interface between them and their clients was being totally rewritten.
Paywhere recognized that financial institutions needed a platform that worked alongside existing systems, handled both fiat and stablecoin rails, and kept the bank in full control of its customer relationships and economics.
Nothing in the market did that. So they built it. And they gave it a name.
Programmable banking.
Founded on decades of operating at the intersection of:
Financial markets
Technology + AI
Regulatory complexity
Leadership team
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President & Co-Founder
Girish is a technologist, inventor, and entrepreneur with 20 years of experience in distributed systems, high-performance data infrastructure, and enterprise-scale transactional platforms. He has helped modernize Fortune 500 systems and pioneered real-time, data-driven software architecture. His expertise spans real-time computation, adaptive systems, and platform innovation. At Paywhere, Girish leverages his deep technical background to build modern, API-first infrastructure that empowers banks to thrive in the era of programmable banking.
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CEO & Co-Founder
Brett is a veteran executive with 25 years leading financial services and capital markets technology. As CTO of BIDS Trading, he built the API-first platform that powered its growth into the world's largest equities block-trading venue, exceeding $60 billion in monthly volume across five global markets. His expertise spans AI implementation, platform modernization, and regulated infrastructure, with prior leadership roles at NYSE Euronext and UBS. At Paywhere, Brett leads the mission of building modern APIs for banks navigating the programmable banking era.
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CRO
Nick is a proven fintech and payments leader with 20 years of experience driving sales, partnerships, and growth for banks and regulated markets. He’s scaled payment portfolios past $5B and built national financial institution networks. At Deluxe, Nick led a 40-person embedded finance unit; at Autobooks, he delivered 10x revenue growth and expanded distribution from 20 to over 2,000 FIs. At U.S. Bank, he pioneered ISV distribution and scaled adoption across 1,000+ institutions. At Paywhere, Nick leads go-to-market strategy and partnerships, helping banks become programmable financial platforms that can power the next generation of embedded, API-driven, and AI-enabled banking experiences.
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CPO & Co-Founder
Bindu is a seasoned product executive with 20 years leading fintech, payments, and enterprise technology. Most recently VP of Product at Paystand, she built and scaled API-driven payments and ERP-integrated products. Previously she drove global payments expansion at Boku, launched mobile payroll products at Xero, and created healthcare fintech platforms at Intuit. At Paywhere, Bindu's product leadership enables banks to deliver real-time, programmable money movement to their corporate clients.
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CMO
Arleigh is a marketing leader with over 25 years of experience helping brands build presence, generate pipeline, and drive growth. She founded and led an award-winning PR and marketing firm for 16 years, specializing in the tech sector. Her clients have included Virgin, PwC, and Bounteous. She is also a seasoned trainer in crisis communications and spokesperson engagement. At Paywhere, Arleigh leads the marketing and PR for the go-to-market strategy, evangelizing programmable banking and the rise of AI to the institutions that need to understand what is coming next.
What does the programmable banking era mean for your financial institution?
Our team can show you what the coming revolution means for your business.