AI Agents: Daily AR/AP Assistant

Chasing overdue invoices and keeping up with bills is a daily grind that business owners rarely have time for. Today, over 50% of global B2B invoices are overdue, 80% of companies report payment fraud due to lagging processes, and only 23% of SMBs have fully automated bill payment. An AI agent working on a schedule changes this: every morning at 8am, it reviews receivables and drafts follow-up emails to overdue accounts, stages payments for bills coming due, and flags potential cash-flow issues in the next five days before they become overdrafts or missed payroll.

Benefit

Put routine financial operations on autopilot while the business stays in control. The agent handles the collecting, aggregating, and analyzing — surfacing what's unusual, like a balance trending toward zero or a missed recurring payment — so the company starts each day with drafted collection emails, queued bill payments, and a clear five-day cash outlook.


Current State without Paywhere
Today this is managed by manual work, portal logins, spreadsheet tracking, and businesses chasing invoices and paying bills whenever they find the time.

Why Paywhere
Paywhere gives AI agents secure, bank-branded access to real-time balances, transactions, and payment rails, so scheduled workflows run on accurate, structured data with every action governed by the institution's own controls.

Shannon Hewlko

Shannon’s passion for design and the creative process was sparked while working abroad with the talented and inspiring team at Heatherwick Studio - a design architectural practice in London, England. Upon returning to Canada, Shannon embraced her interest and natural talent by studying at the Alberta College of Art and Design, where she graduated with a degree in Visual Communications and a double major in Advertising and Graphic Design.

Through her evolving roles at Trigger, CP Rail, Western Sky Creative and Anstice Communications, Shannon honed her ability to create compelling stories through visual design that not only complement communications’ tactics but elevate a brand’s essence. Shannon’s fun-loving, adventurous approach to her work, coupled with her drive for consistent project execution and cultivating cohesive brands, is unique, motivating and inspiring.

On a personal note, Shannon is an aspiring triathlete and there is no doubt that she passes those long hours biking, swimming and running by dreaming up ideas and developing strategies for her many projects. When she’s not training for her next triathlon, Shannon stays in shape by picking up mad dance skills from her two-year-old niece, Tootie, at their weekly dance off in her sister’s living room.

https://www.hewlko.com
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Corporate Treasury & Cash Management