Applications: Embedded Banking in Business Software

Written By Shannon Hewlko

Businesses run their operations inside ERP, accounting, and industry-specific software, but their banking lives somewhere else. To move money or check a position, they leave the system where they work, log into a portal, download files, and re-key data back in. Today, 36% of businesses cite lack of integration between systems as their #1 digital-tool challenge, 27% run six or more separate systems, and only 23% have fully automated bill payment. The result is manual reconciliation, delayed visibility, and workflows that stall every time they touch the bank.

Benefit

Real-time balances, transaction insights, cash-flow visibility, and secure money movement embedded directly into ERP, accounting, or vertical software bring the institution into the software where businesses already work. This allows AR, AP, payroll, and treasury workflows to run end-to-end without switching to a portal.

Current State without Paywhere
Today this is managed by manual work, portal logins, file-based reporting, and re-keying data between banking and business systems.

Why Paywhere
Paywhere securely exposes balances, transactions, and payments directly into customers' internal systems, ERPs, and platforms, replacing portal logins and file-based processes with real-time, structured data, all under the institution's own controls.

Shannon Hewlko

Shannon’s passion for design and the creative process was sparked while working abroad with the talented and inspiring team at Heatherwick Studio - a design architectural practice in London, England. Upon returning to Canada, Shannon embraced her interest and natural talent by studying at the Alberta College of Art and Design, where she graduated with a degree in Visual Communications and a double major in Advertising and Graphic Design.

Through her evolving roles at Trigger, CP Rail, Western Sky Creative and Anstice Communications, Shannon honed her ability to create compelling stories through visual design that not only complement communications’ tactics but elevate a brand’s essence. Shannon’s fun-loving, adventurous approach to her work, coupled with her drive for consistent project execution and cultivating cohesive brands, is unique, motivating and inspiring.

On a personal note, Shannon is an aspiring triathlete and there is no doubt that she passes those long hours biking, swimming and running by dreaming up ideas and developing strategies for her many projects. When she’s not training for her next triathlon, Shannon stays in shape by picking up mad dance skills from her two-year-old niece, Tootie, at their weekly dance off in her sister’s living room.

https://www.hewlko.com
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